Someone Used My Credit Card Without my Card - How to Avoid it ?

Techniques Of Credit Card Frauds Information

    Techniques Of Credit Card Frauds

    Credit card fraud can be one of the most inconvenient and disheartening things that can happen to a person. You work hard for what you have, and it's never pleasant when somebody takes that from you. So how does credit card fraud happen? Well, let's talk about that.

    Examples Of Credit Card Frauds Happen

    Different Ways of Credit Card Frauds

    • Credit card fraud can happen in a few different ways. The most common way is by a device called a skimmer. These sneaky little devices can fit perfectly over just about any card reader. They could be put on gas station card readers or on readers at the grocery store. These skimmers read your card and take its information as you swipe your card. The worst part about skimmers is that they are difficult to detect. Most people never even realize their card went through a skimmer until it's too late.

    • Another way you can fall victim to credit card fraud is through fraudulent phone calls. Many people can fall victim to giving a stranger their personal information because they were tricked into thinking that the person or company on the other end was trustworthy. These sneaky people will pretend to be your bank or something of the sort, so you'll give them your info without even thinking twice.

    • Phishing emails can be another way that identity thieves will steal your information. Much like the fraudulent callers, these people claim to be your bank or a bill collector. Their email might even look quite legitimate.

    • Lastly, malware or viruses can access your private information. If you wander onto unfamiliar websites or even accidentally click on something you shouldn't, a virus could be downloaded to your computer and it could potentially steal all of your information.


    How To Investigate Credit Cards Fraud 

    Investigate Credit Cards Fraud

    • If you feel you might have been the victim of credit card fraud, call your bank right away. Look over recent transactions and try to learn how your information might have been stolen. Your bank will help you get to the bottom of the issue and will also be able to tell you what your next steps should be.

    How To Prevent Credit Card Theft Online

    How to Avoid Credit Card Fraud

    • Since skimmers are the most common way that thieves try to steal your information, always double-check for them, especially in areas, like gas stations, where anybody can be around them and access them. Card readers that might not be monitored frequently could potentially be targeted for this sort of thing. Be vigilant. Check the card reader carefully before swiping your card.

    • Secondly, do not give out any personal information over the phone or through email unless it is a trusted source. If a phone call seems unusual, hang up, and call the business or person back directly. Do the same with emails. Companies and businesses will have trustworthy links and phone numbers. Follow your gut. If it seems unusual, it might be, so don't take a chance.

    • Lastly, if you ever put personal information onto a computer, do it from a secure internet source. Using a home computer is always the best. Avoid clicking on any links that you aren't familiar with and don't venture onto strange websites. Viruses can lurk anywhere, so be careful what you do on the internet.

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